One day when I was driving on the freeway, I was completely blindsided by another car pummeling down the hill. I didn't know what to do or what went wrong, but I knew things were bad. I couldn't feel my feet at first, and my face was covered in liquid that turned out to be blood. When the ambulance arrived I could see the concern on their faces, and it was frustrating to know what was about to come. Fortunately, I was able to get great medical care, and talk with a personal injury attorney that helped me to sort out everything else. Read this website to find out how accident attorneys can help you to make a difference in your own life.
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Being injured in an auto crash is an experience nobody would wish to go through. It comes with financial liabilities that can be difficult to handle. Thankfully, insurers can compensate you for all the damages you incur if your crash results from recklessness. While contacting these companies immediately after the incident may be tempting, this could only make you vulnerable to their tricks. Most of these companies aren't concerned about victims' well-being but only try to find ways to minimize payouts. Auto accident attorneys can protect you from being manipulated and ensure that you obtain a favorable reimbursement. This article discusses three insurance tactics they'll shield you from.
Offering a Recorded Statement
When the cause of your collision is clear and an insurer finds it quite difficult to deny your claim, they may ask you to record a detailed statement of the events leading to the crash. Although this request may appear genuine, it could be a trap that may be used against you later. Remembering everything that occurred in a collision when you're overwhelmed isn't easy. You may leave out some critical details that may conflict with the earlier statements. If this happens, an insurer may accuse you of being inconsistent and blame you for partially being responsible for your misfortunes.
An attorney can protect you from recording an early statement with an insurer. They'll tell you when to do this, most likely after receiving a complete diagnosis from a physician. Only then can you know the full extent of your injuries and record an accurate statement that will get you a higher reimbursement.
Visiting an Independent Physician of the Insurer's Choice
An insurer may convince you to visit a doctor of their choice to have your wounds examined. Although nothing may seem out of place in such a request, the company may use this opportunity to learn if you have any preexisting conditions and use it against you. An attorney can help you get an honest and impartial doctor to appraise your injuries. They'll also ensure that these physicians offer information about the wounds you got from the crash without including your medical history.
Accepting Liability
If you're desperate to receive an award for your losses, an insurer may ask you to admit partial blame. If you do this, they'll offer you a lower settlement and save the rest. An attorney can protect you from accepting liability, especially if evidence from surveillance footage, witness testimonies, and medical records show you didn't participate in the incident. Through these records, they'll also negotiate with the insurers to get you the best reimbursement.
Insurers employ many tricks to deny or lower claims made by crash victims. Fortunately, having auto accident attorneys by your side can help you get a maximum award. These attorneys know how to fight every tactic these companies may use to discredit your case.
For more information, contact an auto accident attorney.
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